Effective Date: April 1, 2026

Welcome to [Your Website Name] (“Website”), operated by Strategic Mortgage Planning (“Company,” “we,” “us,” or “our”), a mortgage brokerage operating in the State of Missouri.

By accessing or using this Website, you agree to be bound by these Terms and Conditions (“Terms”). If you do not agree, please do not use the Website.

1. Use of Website

This Website is intended for informational purposes related to mortgage brokerage services. You agree to use this Website only for lawful purposes and in accordance with these Terms.

You must be at least 18 years old to use this Website.

2. No Financial or Legal Advice

The information provided on this Website is for general informational purposes only and does not constitute financial, legal, or tax advice.

Use of this Website does not create a broker-client relationship. You should consult directly with a qualified professional before making any financial decisions.

3. Mortgage Services Disclaimer

All mortgage products and services are subject to approval, underwriting, and applicable laws and regulations.

We do not guarantee:

Loan approval

Specific interest rates

Loan terms or conditions

Rates and terms are subject to change without notice.

4. Licensing and Compliance

[Your Business Name] operates in compliance with applicable Missouri and federal laws. Mortgage services may be offered through licensed individuals.

You may verify licensing through the Nationwide Multistate Licensing System (NMLS), if applicable.

5. User Submissions

If you submit information through forms on this Website:

You agree the information is accurate and complete

You authorize us to use it to contact you regarding mortgage services

We handle your data in accordance with our Privacy Policy.

6. Intellectual Property

All content on this Website, including text, graphics, logos, and design, is the property of [Your Business Name] and is protected by intellectual property laws.

You may not copy, reproduce, or distribute content without written permission.

7. Third-Party Links

This Website may contain links to third-party websites. We are not responsible for the content, policies, or practices of those websites.

8. Limitation of Liability

To the fullest extent permitted by Missouri law, Strategic Mortgage Planning shall not be liable for any indirect, incidental, or consequential damages arising out of your use of this Website.

9. No Warranties

This Website is provided “as is” and “as available.” We make no warranties regarding accuracy, reliability, or availability.

10. Indemnification

You agree to indemnify and hold harmless Strategic Mortgage Planning from any claims arising out of your use of the Website or violation of these Terms.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Missouri, without regard to conflict of law principles.

12. Changes to Terms

We may update these Terms at any time. Changes will be posted on this page with an updated effective date.

13. Contact Information

If you have questions about these Terms, please contact:

Strategic Mortgage Planning
2708 NE 68th St.

Gladstone, MO 64119
Email: [email protected]

14. Equal Housing Opportunity

We are committed to compliance with the Fair Housing Act and do not discriminate based on race, color, religion, sex, handicap, familial status, or national origin.

15. Electronic Communications

By using this Website or submitting your information, you consent to receive electronic communications from us, including emails and phone calls.

By using this Website, you acknowledge that you have read, understood, and agree to these Terms and Conditions.